Terms of Service

These Terms of Service ("Terms," "Agreement") constitute a legally binding agreement between you ("User," "you," "your") and Open Mind Archives LLC, a Florida limited liability company ("Company," "we," "us," "our"), governing your access to and use of the TransactionFlow product of Nalepa Labs™ platform ("Platform," "Service") available at omtransactionflow.com and all associated subdomains, APIs, and services.

By creating an account, accessing, or using the Platform in any manner, you acknowledge that you have read, understood, and agree to be bound by these Terms, our End User License Agreement, and any policies referenced herein. If you do not agree to these Terms, you must not access or use the Platform.

If you are using the Platform on behalf of a business, organization, or other legal entity, you represent and warrant that you have the authority to bind that entity to these Terms, and "you" and "your" shall refer to that entity.

1. Definitions

For the purposes of these Terms, the following definitions apply:

• "Account" means the registered user account you create to access the Platform.
• "Client" means an individual bookkeeping client or entity whose financial data you manage through the Platform.
• "Content" means all text, data, files, documents, financial records, bank statements, and other materials uploaded to, generated by, or transmitted through the Platform.
• "Financial Data" means any bank statements, transaction records, chart of accounts data, general ledger entries, tax calculations, reports, and other financial information processed through the Platform.
• "AI Features" means all features of the Platform that utilize artificial intelligence, machine learning, or natural language processing, including but not limited to bank statement parsing, transaction categorization, the Business Assistant voice assistant, and AI-assisted chat.
• "Subscription" means the paid plan you purchase to access Platform features, including Essential, Professional, and Write-Up Package tiers.
• "Team" means the organizational unit within the Platform under which Clients and data are managed.
• "Third-Party Services" means external services integrated with or used by the Platform, including but not limited to Intuit QuickBooks Online, Plaid, Stripe, OpenAI, Anthropic, ElevenLabs, Railway, and Cloudflare.

2. Service Description and Scope

2.1 What the Platform Does

TransactionFlow product of Nalepa Labs™ is a cloud-based bookkeeping assistance platform that provides:

• AI-powered bank statement PDF parsing and transaction extraction;
• Transaction categorization and double-entry general ledger posting;
• IRS Schedule C generation and account mapping;
• S-Corporation compliance scoring and monitoring;
• Quarterly estimated tax planning calculations;
• Fixed asset depreciation tracking (MACRS, Section 179);
• Integration with Intuit QuickBooks Online for data synchronization and journal entry push;
• Integration with Plaid for bank account linking and transaction syncing;
• Financial reporting (Profit & Loss, Balance Sheet, Trial Balance);
• An AI voice assistant ("Business Assistant") for platform navigation guidance; and
• Write-up package services for periodic bookkeeping assistance.

2.2 What the Platform Does NOT Do

THE PLATFORM IS A BOOKKEEPING ASSISTANCE TOOL. IT IS NOT A SUBSTITUTE FOR PROFESSIONAL ACCOUNTING, TAX, LEGAL, OR FINANCIAL ADVICE. Specifically:

• The Platform does not provide tax advice, tax preparation services, or tax filing services. All tax-related calculations (including Schedule C generation, estimated tax computations, and depreciation schedules) are informational tools only and must be verified by a qualified tax professional before use in any tax filing.
• The Platform does not provide legal advice. S-Corporation compliance scores, governance assessments, and document generation are informational only and do not constitute legal counsel.
• The Platform does not provide certified public accounting services. General ledger entries, financial reports, and transaction categorizations are tools to assist your bookkeeping workflow and must be reviewed by a qualified professional.
• The Platform does not guarantee the accuracy of AI-generated content, including parsed bank statement data, transaction categorizations, or AI assistant responses.
• The Platform does not serve as a certified payroll processor, registered investment advisor, or licensed financial planner.

2.3 User Types

The Platform supports three categories of users:

• QBO-Connected Users: Users who connect their QuickBooks Online account to synchronize accounting data.
• Standalone GL Users: Users who use the Platform's built-in general ledger without a QuickBooks Online connection.
• Accountant/Firm Users: Accounting professionals or firms managing multiple clients through the Platform.

3. Account Registration and Responsibilities

3.1 Account Creation

To use the Platform, you must create an account by providing accurate, current, and complete information. You agree to update your information promptly if it changes. You must be at least 18 years of age to create an account.

3.2 Account Security

You are solely responsible for:

• Maintaining the confidentiality of your login credentials;
• All activities that occur under your account, whether or not authorized by you;
• Immediately notifying us at info@openmindarchive.org of any unauthorized access to or use of your account; and
• Ensuring that any team members, employees, or contractors who access the Platform under your account comply with these Terms.

We are not liable for any loss or damage arising from your failure to secure your account credentials.

3.3 Accuracy of Financial Data

You are solely responsible for the accuracy, completeness, and legality of all Financial Data you upload to, enter into, or manage through the Platform. You acknowledge that the Platform processes Financial Data based on the inputs you provide, and the quality of outputs depends directly on the quality of inputs.

4. Subscription Terms and Billing

4.1 Subscription Plans

The Platform offers the following subscription tiers (prices subject to change with notice):

• Essential Plan: $350.00 per year
• Professional Plan: $500.00 per year

Additionally, the Platform offers Write-Up Packages for periodic bookkeeping assistance:

• 3-Month Write-Up Package: $149.00
• 6-Month Write-Up Package: $249.00
• 12-Month Write-Up Package: $399.00

Features available under each plan are described on the Platform and may change. We will provide reasonable notice of material changes to plan features or pricing.

4.2 Payment Processing

All payments are processed through Stripe, Inc. ("Stripe"). By subscribing, you agree to Stripe's Terms of Service and Privacy Policy. We do not directly store, process, or have access to your full credit card or payment card numbers. All payment information is handled and secured by Stripe in accordance with PCI DSS standards.

4.3 Billing Cycle and Automatic Renewal

Subscription fees are billed in advance on an annual basis. Your Subscription will automatically renew at the end of each billing cycle unless you cancel before the renewal date. You authorize us to charge the payment method on file for all recurring fees.

4.4 Price Changes

We reserve the right to change Subscription prices. Any price change will take effect at the start of the next billing cycle following at least thirty (30) days' written notice to you via email or in-Platform notification. Your continued use of the Platform after a price change constitutes acceptance of the new pricing.

4.5 Refund Policy

Subscription fees are generally non-refundable. However, if you cancel your Subscription within fourteen (14) days of your initial purchase or a renewal and have not materially used the Platform during that period, you may request a refund by contacting us at info@openmindarchive.org. Refund requests are evaluated on a case-by-case basis at our sole discretion. Write-Up Package fees are non-refundable once work has commenced on the deliverables.

4.6 Failed Payments

If a payment fails, we may attempt to process the charge again. If payment cannot be collected after reasonable attempts, we reserve the right to suspend or restrict your access to the Platform until payment is resolved. You remain responsible for all outstanding fees.

5. Free Trial Terms and Data Retention

5.1 Trial Access

We may offer a free trial period to allow you to evaluate the Platform. During the trial period, your access is subject to the following restrictions:

• A maximum of one (1) asset account and one (1) liability account per client;
• Bank statement data limited to a three-month date range (the month of trial start plus the two prior months); and
• Certain premium features may be restricted or unavailable.

Transactions beyond the trial limitations will be visible but blocked, with an option to upgrade to a paid Subscription to access them. We reserve the right to modify, limit, or discontinue trial offerings at any time.

5.2 Trial Expiration and Data Retention

Upon expiration of your free trial, if you do not convert to a paid Subscription:

• Your data will be retained for a period of thirty (30) days following trial expiration;
• During this 30-day retention window, you may upgrade to a paid Subscription to retain your data;
• After the 30-day retention period, all Client data, categorization rules, and associated records will be permanently and irreversibly deleted; and
• Team, Membership, and Subscription records will be preserved to allow future re-enrollment.

5.3 Post-Purchase Data Options

If you upgrade to a paid Subscription during the 30-day retention window, you will be given the choice to either retain your existing trial data ("Keep My Data") or start with a clean slate ("Start Fresh"). This choice is irreversible once confirmed.

6. Third-Party Service Disclaimers

The Platform integrates with and relies upon multiple third-party services to deliver its functionality. You acknowledge and agree that we do not own, operate, or control these third-party services, and we cannot guarantee their availability, accuracy, security, or performance.

6.1 Intuit QuickBooks Online (QBO)

If you choose to connect your QuickBooks Online account, you authorize the Platform to access, read, and write data to your QBO account via Intuit's OAuth 2.0 API. You acknowledge that:

• The Platform acts on your authorization when syncing data from or pushing journal entries to QBO;
• We are not responsible for data corruption, loss, or errors that occur within QuickBooks Online, whether caused by the synchronization process, QBO system failures, or Intuit's own operations;
• Intuit may modify, restrict, or discontinue its API at any time, which may affect or disable QBO-related features of the Platform;
• Your use of QBO remains subject to Intuit's own terms of service and privacy policy;
• You are solely responsible for reviewing and verifying all journal entries before and after they are pushed to QBO; and
• We recommend maintaining backups of your QBO data independent of the Platform.

6.2 Plaid

If you choose to link bank accounts through Plaid, you acknowledge that:

• Your bank login credentials are provided directly to Plaid and are never transmitted to, stored on, or accessible by our Platform;
• Plaid is an independent third-party financial data aggregator subject to its own terms of service and privacy policy;
• We cannot guarantee that Plaid's connections to your financial institutions will remain available, accurate, or uninterrupted;
• Bank account linking failures, transaction sync delays, or data inaccuracies originating from Plaid or your financial institution are outside our control; and
• You may revoke Plaid access at any time through your financial institution or Plaid's portal.

6.3 Stripe (Payment Processing)

All payment processing is handled by Stripe. We are not responsible for payment processing errors, delays, or failures caused by Stripe, your payment provider, or your financial institution. We do not store your full payment card information on our servers.

6.4 Anthropic (Claude AI)

The Platform uses Anthropic's Claude API for bank statement parsing, AI-assisted categorization, and assistant chat functionality. You acknowledge that:

• AI-generated outputs, including parsed transaction data, categorization suggestions, and chat responses, may contain errors, omissions, or inaccuracies;
• You are solely responsible for reviewing and verifying all AI-generated content before relying on it for any financial, tax, or business decisions;
• Anthropic may modify, update, or discontinue its API, which could affect AI features of the Platform; and
• Financial data submitted for AI processing may be transmitted to Anthropic's servers in accordance with Anthropic's data processing practices.

6.5 OpenAI (Whisper Transcription)

The Platform uses OpenAI's Whisper API for voice transcription in the Business Assistant. Audio recordings submitted through the voice assistant are transmitted to OpenAI for processing. We are not responsible for errors in transcription or OpenAI's handling of audio data.

6.6 ElevenLabs (Text-to-Speech)

The Platform uses ElevenLabs' API for text-to-speech functionality in the Business Assistant. Text submitted for speech synthesis is transmitted to ElevenLabs for processing. We are not responsible for ElevenLabs' handling of submitted text data.

6.7 Cloud Infrastructure (Railway, Cloudflare)

The Platform is hosted on Railway.app and uses Cloudflare R2 for file storage. You acknowledge that:

• Service availability is dependent on the uptime and performance of these infrastructure providers;
• We do not guarantee uninterrupted access to the Platform and are not liable for downtime caused by infrastructure provider outages, maintenance, or failures; and
• Data stored on these platforms is subject to the respective providers' security practices and terms of service.

6.8 General Third-Party Disclaimer

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL LIABILITY FOR ANY LOSS, DAMAGE, OR HARM ARISING FROM THE ACTS, OMISSIONS, FAILURES, OR CONDUCT OF ANY THIRD-PARTY SERVICE PROVIDER. WE DO NOT WARRANT THAT ANY THIRD-PARTY SERVICE WILL BE AVAILABLE, ACCURATE, SECURE, TIMELY, OR ERROR-FREE. You assume all risk associated with your use of Third-Party Services, and your sole remedy for dissatisfaction with a Third-Party Service is to cease use of that feature.

7. AI and Automation Disclaimers

7.1 AI-Powered Bank Statement Parsing

The Platform uses artificial intelligence to parse bank statement PDF documents and extract transaction data. AI parsing is not infallible. You acknowledge that:

• Parsed transactions may contain errors in amounts, dates, descriptions, or categorizations;
• The accuracy of parsing depends on the quality, format, and legibility of the uploaded document;
• You are required to review and verify all parsed transactions before posting them to the general ledger or pushing them to QuickBooks Online; and
• We are not responsible for financial errors resulting from reliance on unverified AI-parsed data.

7.2 Automated Transaction Categorization

The Platform may automatically categorize transactions based on AI analysis, user-created rules, or historical patterns. These categorizations are suggestions and must be reviewed by the user. We are not liable for tax or financial consequences arising from incorrect categorizations.

7.3 Business Assistant Voice Assistant

The Business Assistant is an AI-powered navigation and guidance tool. The Business Assistant provides general Platform guidance only. The Business Assistant does not provide tax advice, accounting advice, legal advice, or financial planning services. Responses from the Business Assistant may be inaccurate, incomplete, or outdated. You should not rely on the Business Assistant's responses for financial or business decisions.

7.4 Tax and Financial Calculations

All tax-related calculations performed by the Platform, including but not limited to:

• IRS Schedule C generation;
• Quarterly estimated tax calculations;
• Self-employment tax computations;
• MACRS and Section 179 depreciation schedules;
• IRS Form 4797 computations;
• Vehicle expense comparisons (standard mileage vs. actual);
• Home office deduction calculations;
• S-Corporation compliance scoring; and
• Qualified Business Income (QBI) deduction estimates;

are informational estimates only. These calculations are not tax advice, are not guaranteed to be accurate or current, and should not be used as the sole basis for any tax filing, financial decision, or legal action. You must consult a qualified Certified Public Accountant (CPA), Enrolled Agent (EA), or tax attorney before relying on any calculation produced by the Platform.

7.5 Estimated Tax Engine

Estimated tax calculations use an external third-party tax computation engine. The accuracy of results depends on the accuracy of inputs provided and the tax engine's own computational methods. Tax laws, rates, and thresholds change frequently. We do not warrant that the tax engine reflects the most current tax law at any given time.

8. Data Ownership and Privacy

8.1 Your Data

You own your data. All Financial Data, bank statements, transaction records, and other Content you upload to or create within the Platform remains your property. We do not claim ownership of your data. By using the Platform, you grant us a limited, non-exclusive, worldwide license to process, store, transmit, and display your data solely as necessary to provide the Service to you.

8.2 Data Processing

We process your data for the following purposes:

• Providing the Platform's core functionality (parsing, categorization, posting, reporting);
• Transmitting data to Third-Party Services as necessary for features you have elected to use (e.g., QBO sync, Plaid linking, AI processing);
• Generating aggregated, anonymized analytics to improve the Platform (no individually identifiable data is shared); and
• Complying with legal obligations.

8.3 Data Portability

You may export your data from the Platform at any time while your account is active using available export features (such as Excel exports from waiting rooms and report downloads). We encourage you to maintain your own backups.

8.4 Data Security

We implement commercially reasonable technical and organizational measures to protect your data, including encrypted data transmission (TLS/SSL), encrypted data storage where applicable, and access controls. However, no method of electronic transmission or storage is completely secure, and we cannot guarantee absolute security.

8.5 Data Deletion

Upon termination of your account, we will delete your Client data, Financial Data, and associated records within a commercially reasonable time frame, subject to:

• Any legal or regulatory data retention obligations;
• The trial data retention policy described in Section 5.2; and
• Data that has been rendered anonymous and aggregated.

9. Intellectual Property

9.1 Our Intellectual Property

The Platform, including but not limited to its software code, algorithms, user interface design, graphics, logos, trademarks ("TransactionFlow product of Nalepa Labs™," "OMT," "Business Assistant"), documentation, and all proprietary methodologies, is owned by Open Mind Archives LLC and protected by United States and international intellectual property laws. All rights not expressly granted to you in these Terms are reserved by us.

9.2 Limited License

Subject to these Terms and your active Subscription, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Platform for your internal business purposes. This license does not include the right to:

• Copy, modify, distribute, sell, or lease any part of the Platform;
• Reverse engineer, decompile, or disassemble any Platform software;
• Use the Platform to build a competing product or service;
• Scrape, harvest, or extract data from the Platform other than your own data;
• Remove, alter, or obscure any proprietary notices on the Platform; or
• Sublicense your access to the Platform to any third party without our prior written consent.

9.3 Feedback

If you provide us with feedback, suggestions, or ideas regarding the Platform ("Feedback"), you grant us a perpetual, irrevocable, worldwide, royalty-free license to use, modify, and incorporate that Feedback into the Platform without obligation to you.

10. Acceptable Use Policy

You agree not to use the Platform to:

• Violate any applicable federal, state, local, or international law or regulation;
• Upload, process, or store data that you do not have the legal right to possess or process;
• Engage in money laundering, fraud, tax evasion, or other financial crimes;
• Attempt to gain unauthorized access to the Platform, other users' accounts, or connected systems;
• Introduce viruses, malware, or other harmful code;
• Interfere with or disrupt the integrity or performance of the Platform;
• Use automated means (bots, scrapers, crawlers) to access the Platform except through officially provided APIs;
• Use the Platform in any manner that could overburden, impair, or compromise our infrastructure;
• Misrepresent your identity or affiliation with any person or entity;
• Upload fraudulent, fabricated, or intentionally misleading financial data; or
• Resell, sublicense, or commercially redistribute access to the Platform.

Violation of this Acceptable Use Policy may result in immediate suspension or termination of your account.

11. Limitation of Liability

11.1 Disclaimer of Warranties

THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE. WE SPECIFICALLY DISCLAIM ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

Without limiting the foregoing, we do not warrant that:

• The Platform will be uninterrupted, timely, secure, or error-free;
• The results obtained from use of the Platform will be accurate, reliable, or complete;
• Any errors in the Platform will be corrected;
• AI-powered features will produce accurate or consistent results;
• Third-Party Services will remain available or compatible; or
• The Platform will meet your specific requirements.

11.2 Limitation of Damages

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL OPEN MIND ARCHIVES LLC, ITS OFFICERS, DIRECTORS, MEMBERS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

• Loss of profits, revenue, data, or business opportunities;
• Financial losses resulting from errors in tax calculations, AI-generated content, bank statement parsing, or transaction categorization;
• Damages arising from unauthorized access to your account;
• Damages arising from the failure, interruption, or unavailability of Third-Party Services;
• Damages arising from data corruption, loss, or unauthorized disclosure;
• Tax penalties, interest, or liabilities resulting from reliance on Platform calculations;
• Losses caused by QBO synchronization errors, Plaid connectivity issues, or payment processing failures; or
• Any other damages arising out of or in connection with your use of the Platform;

REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE), EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

11.3 Maximum Liability Cap

OUR TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE PLATFORM SHALL NOT EXCEED THE GREATER OF (A) THE TOTAL AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED DOLLARS ($100.00 USD).

11.4 Essential Basis of the Agreement

You acknowledge that these limitations of liability are an essential element of the agreement between you and us, and that the Platform would not be provided to you at the current pricing without these limitations.

12. Indemnification

You agree to indemnify, defend, and hold harmless Open Mind Archives LLC, its officers, directors, members, employees, agents, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees and court costs) arising out of or relating to:

• Your use of the Platform;
• Your violation of these Terms;
• Your violation of any applicable law or regulation;
• Your Financial Data or other Content uploaded to the Platform;
• Your reliance on any calculation, report, categorization, or other output of the Platform without independent verification by a qualified professional;
• Your use of QBO sync features, including any data pushed to or pulled from QuickBooks Online;
• Tax penalties, interest, or liabilities arising from your use of Platform calculations for tax filing purposes;
• Any claim by a third party related to your use of the Platform; or
• Your infringement or misappropriation of any third party's intellectual property rights.

We reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate with our defense of such claims.

13. Termination

13.1 Termination by You

You may cancel your Subscription at any time through your account settings or by contacting us at info@openmindarchive.org. Cancellation will take effect at the end of the current billing period. You will retain access to paid features until the end of your current billing cycle. No prorated refunds will be issued for partial billing periods, except as provided in Section 4.5.

13.2 Termination by Us

We may suspend or terminate your access to the Platform, in whole or in part, at any time and for any reason, including but not limited to:

• Violation of these Terms or the Acceptable Use Policy;
• Non-payment of Subscription fees;
• Fraudulent, illegal, or abusive activity;
• At our sole discretion with thirty (30) days' written notice; or
• Immediately, without notice, if required by law or to protect the security of the Platform or other users.

13.3 Effect of Termination

Upon termination:

• Your license to use the Platform is immediately revoked;
• You must cease all use of the Platform;
• We may delete your data in accordance with Section 8.5;
• Sections 6 (Third-Party Disclaimers), 7 (AI Disclaimers), 9 (Intellectual Property), 11 (Limitation of Liability), 12 (Indemnification), 14 (Governing Law), and 15 (Dispute Resolution) shall survive termination.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, United States of America, without regard to its conflict of law provisions. You consent to the exclusive jurisdiction and venue of the state and federal courts located in Palm Beach County, Florida for the resolution of any disputes arising under or relating to these Terms.

15. Dispute Resolution

15.1 Informal Resolution

Before initiating any formal dispute resolution proceeding, you agree to first contact us at info@openmindarchive.org and attempt to resolve the dispute informally for at least sixty (60) days. Most disputes can be resolved through good-faith negotiation.

15.2 Binding Arbitration

If informal resolution fails, any controversy or claim arising out of or relating to these Terms, or the breach thereof, shall be settled by binding arbitration administered by the American Arbitration Association ("AAA") in accordance with its Commercial Arbitration Rules. The arbitration shall take place in Palm Beach County, Florida. The arbitrator's decision shall be final and binding, and judgment upon the award rendered may be entered in any court having jurisdiction thereof.

15.3 Class Action Waiver

YOU AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. If for any reason a claim proceeds in court rather than in arbitration, you waive any right to a jury trial.

15.4 Exceptions

Notwithstanding the foregoing, either party may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of intellectual property rights.

16. Modification of Terms

We reserve the right to modify these Terms at any time. If we make material changes, we will provide notice through one or more of the following methods:

• Posting the updated Terms on the Platform with a revised "Last Updated" date;
• Sending an email notification to the address associated with your account; and/or
• Displaying a prominent notice within the Platform.

Material changes will become effective thirty (30) days after notice is provided. Non-material changes (such as formatting or clarifications that do not change the substance of the Terms) are effective immediately upon posting. Your continued use of the Platform after the effective date of any changes constitutes your acceptance of the modified Terms. If you do not agree to the modified Terms, you must stop using the Platform and cancel your Subscription.

17. General Provisions

17.1 Entire Agreement

These Terms, together with our End User License Agreement and any other policies referenced herein, constitute the entire agreement between you and Open Mind Archives LLC with respect to the Platform and supersede all prior or contemporaneous agreements, representations, and understandings.

17.2 Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving its original intent.

17.3 Waiver

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of that right or provision. Any waiver must be in writing and signed by an authorized representative of Open Mind Archives LLC.

17.4 Assignment

You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign these Terms without restriction, including in connection with a merger, acquisition, sale of assets, or by operation of law. Any attempted assignment in violation of this section is void.

17.5 Force Majeure

We shall not be liable for any failure or delay in performance resulting from causes beyond our reasonable control, including but not limited to natural disasters, acts of war or terrorism, epidemics, government actions, power failures, internet or telecommunications failures, or failures of Third-Party Services.

17.6 Notices

All notices to you may be made via email to the address associated with your account or by posting on the Platform. Notices to us should be directed to:

Open Mind Archives LLC
Attn: Legal
Boynton Beach, Florida, USA
Email: info@openmindarchive.org

17.7 No Third-Party Beneficiaries

These Terms do not create any third-party beneficiary rights. No person or entity other than you and Open Mind Archives LLC has any rights under these Terms.

17.8 Headings

The section headings in these Terms are for convenience only and have no legal or contractual effect.

18. Contact Information

If you have questions about these Terms of Service, please contact us:

Open Mind Archives LLC
Boynton Beach, Florida, USA
Email: info@openmindarchive.org
Website: omtransactionflow.com