Your books do themselves.
You just approve.
TransactionFlow connects to your bank, sorts every transaction for you, and gets your business tax-ready — automatically. No accounting degree, no spreadsheets, no dread. If you can tap a green button, you can run real books.
No credit card required · Set up in about 10 minutes · Cancel anytime
Five steps. Then it runs on its own.
Here's the whole thing, start to finish. No hidden accounting homework — we handle the confusing parts and hand you a green button.
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1
Connect or upload
Link your bank securely through Plaid — the same trusted bank-connection service used by Venmo and American Express, covering 12,000+ banks. We never see or store your bank login. No bank link? Upload any statement (PDF, CSV, Excel) — we read 50+ formats automatically.
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2
AI sorts it
Every transaction gets a plain-English category suggestion in seconds — "office supplies," "software," "meals." Vendors you pay again and again learn themselves, so next time it's automatic.
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3
You approve
One screen, one click. Green means done. Anything the AI isn't sure about waits for you instead of guessing — so nothing sketchy ever slips into your books.
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4
Books stay clean
Behind the scenes, everything is recorded properly into your official books — always audit-ready. You never have to think about the accounting mechanics. That's our job.
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5
Reports & taxes ready
Your Profit & Loss (money in vs. money out), Balance Sheet (what you own vs. owe), and a draft Schedule C tax form update instantly — plus your quarterly estimated tax numbers.
One tool for the whole money side of your business
Get paid, pay bills, see what's coming, and walk into tax season calm. All in plain English.
Sorting your transactions, on autopilot
The AI reads each transaction and files it under the right category for you. You set how confident it has to be before it files something on its own — everything below that line lands in a review queue for a quick human yes or no.
- Auto-categorization — plain-English labels, ready in seconds.
- A confidence dial you control — decide how sure the AI must be before it posts without you.
- A review queue for the "not sure" — it asks instead of guessing.
Money in, money out — handled
Send branded invoices (your logo, your colors, your own PDF style), see who's paid and who's late, and keep vendor bills moving through a simple approval step.
- • Branded invoices
- • Automatic payment reminders
- • Vendor bill approvals
- • Aging reports (who owes, how long)
- • Track customer payments
- • 1099 vendor tracking
Know what your balance looks like in 90 days
We look at the invoices coming in and the bills going out and draw you a 90-day picture of your cash. If your balance is heading toward zero, you get an early warning — while there's still time to act.
Every number tells you where it came from
Profit & Loss, Balance Sheet, and Trial Balance — plus interactive explorers where you tap any number to see the exact transactions behind it. Compare this year to last, with an AI-written summary of what actually changed.
- • Profit & Loss
- • Balance Sheet
- • Trial Balance
- • Tap-to-drill-down
- • Year-over-year
- • AI "what changed" recap
Walk into tax time already done
Your books turn straight into a draft Schedule C (the tax form most small businesses file). We handle the common deductions and the quarterly numbers so nothing catches you by surprise.
- • Draft Schedule C
- • Mileage vs. actual vehicle costs
- • Home office deduction
- • Depreciation schedules
- • Quarterly estimated tax
Please note: TransactionFlow is not an accounting firm and does not provide tax, legal, or accounting advice. Tax forms are drafts for review by your accountant.
Switching? Keep everything you've already built
A guided import wizard pulls your existing books in from QuickBooks Online — or from a plain spreadsheet (CSV) — in minutes. No starting over, no re-typing years of records.
It's a one-time import to get you moved in. Your day-to-day stays right here in TransactionFlow.
A guide on every screen who actually speaks human
Stuck on a term? Not sure what a report means? Just ask. The built-in AI guide knows every page of the product and explains everything in plain English — by voice or chat, right where you're standing.
- "What's a Balance Sheet?" — get a one-sentence answer, no jargon.
- "Why is this transaction in my review queue?" — it explains, on the spot.
- Available during your free trial, too — try it before you pay a cent.
Manage 100 clients like you manage 10
The AI does the first pass on every client's books. Your team reviews and approves. One dashboard for your whole portfolio — no more digging through inboxes and spreadsheets.
- Portfolio dashboard — every client's status at a glance: what needs review, what's clean, what's overdue.
- Team roles & permissions — give staff exactly the access they need, nothing more.
- Client portal — clients answer categorization questions and view their own reports. No more chasing spreadsheets over email.
Your books, in your pocket
The full review loop — not a watered-down "companion" app. Approve transactions from the checkout line, snap a receipt before it hits the glovebox, and get a push the moment your accountant needs an answer.
- Approve on the go — the same review queue as the web app, one tap per transaction.
- Camera to books — photograph a receipt or document and it lands with your bookkeeper, with your note attached.
- Push notifications — a question from your accountant, a fresh report, a document coming through: your phone tells you, instantly.
- Locked to your fingerprint — biometric unlock keeps financial data sealed even on a shared phone.
One price. Everything included.
No usage meters. No API keys to bring. No add-on math. All the AI, all the features — one flat price per business.
TransactionFlow
For one business. Everything in the product, included.
That's 12 months for the price of 11 — one month free.
Billed monthly · switch to annual anytime and save.
Start your 7-day free trialNo credit card required · Cancel anytime — your plan stays active through the period you paid for. All sales are final; no refunds.
- AI categorization & auto-posting
- Bank connect via Plaid + statement upload
- Invoices, bills & reminders (AR/AP)
- 90-day cash flow forecast
- All reports with drill-down
- Draft Schedule C + quarterly tax
- AI Business Assistant (voice + chat)
- Guided import from QuickBooks / CSV
7 days, no credit card
Try everything — including the AI Assistant. The trial auto-cancels if you don't purchase, and we keep your data for 30 days in case you come back.
The Hub is free
Firms get the portfolio dashboard, team roles, and client portal at no charge. Pay only $50/month per client you manage.
See how the Hub works →Behind on your books? We'll catch you up.
Months behind? Years? No problem. Pick how far back you need to go, hand us the old statements (or let the bank connection backfill them), and the engine processes every past month — until you're caught up and tax-ready.
Choose how far back you need to go.
Upload old statements or backfill through your bank.
You're caught up — every past month, done and tax-ready.
You upload the past PDF/CSV statements. Priced per month of history — the further back you go, the cheaper each month.
Plaid pulls the history automatically from your bank. Up to 24 months of history (that's the bank data limit).
Questions, answered plainly
Nope — that's the whole point. TransactionFlow does the accounting part for you and hands you a plain-English button to approve. Every accounting term you run into is explained in everyday words, and the AI Assistant will explain anything on any screen if you ask.
You get 7 days free with no credit card required. Try everything, including the AI Assistant. If you don't purchase, the trial auto-cancels — nothing gets charged — and we keep your data for 30 days in case you decide to come back.
Yes. We connect through Plaid, the same trusted bank-connection service used by apps like Venmo and American Express, covering 12,000+ institutions. Your bank login is entered with Plaid, not us — we never see or store your bank credentials. Prefer not to link a bank? Upload statements instead (PDF, CSV, Excel).
Yes. A guided import wizard pulls your existing books in from QuickBooks Online — or from a plain CSV spreadsheet — in minutes, so you don't start from scratch. It's a one-time move-in; your day-to-day then lives in TransactionFlow.
Absolutely — that's what our Catch-Up packages are for. Choose how far back you need to go, upload the old statements (or let the bank connection backfill them), and the engine processes every past month until you're caught up and tax-ready. Pricing is per month of history, and longer stretches cost less per month.
If you purchase, you keep going without interruption at $50/month (or $550/year — a month free). If you don't, the trial simply auto-cancels with no charge, and your data is held for 30 days. Purchases are final — we don't offer refunds. If you cancel, your plan simply stays active until the end of the month or year you already paid for.
The Accountant Hub itself is free — the portfolio dashboard, team roles and permissions, and the client portal cost nothing. You pay $50/month for each client's books you manage. Bill it through to clients, or have clients subscribe directly.
It gets you ready. Your books turn into a draft Schedule C and quarterly estimated tax numbers, and it handles common deductions (mileage, home office, depreciation). These are drafts for your accountant to review — TransactionFlow is not an accounting firm and does not provide tax, legal, or accounting advice.
Let your books do themselves.
Set up in about 10 minutes. Approve with one tap. Walk into tax season already done.
